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Cyber insurance is an insurance product designed to help businesses hedge against the potentially devastating effects of cybercrimes.

Cybercrimes include malware, ransomware, distributed denial-of-service (DDoS) attacks, or any other method used to compromise a network and sensitive data. Social Engineering protects a loss accomplished by tricking an employee of a company into transferring funds to a fraudster.

While you may pay attention to the headlines, what you likely don’t hear about are all the cyber-attacks managed outside of the news cycle. The reality is, any business that has a responsibility to care for their corporate, employee, customer, or business associates’ information is vulnerable to cyber risks. Between hackers and human error, no business, large or small, can guarantee their technology infrastructure is 100% secure. All companies face cyber exposures, as well as additional concerns such as satisfying demanding customers and meeting ever-changing project requirements.

Insurance Protection In The Tech World

Any technology company that provides a service or product has a responsibility to fulfill their contractual obligations. A proactive risk management approach is your best defense. Insurance is just one strategy within the broad risk management solutions we offer to protect your bottom line and reputation from unknown and unforeseen risks.

*These coverage descriptions are for illustration purposes only. For full  particulars, recourse must be made the actual policy wordings.

Learn more about Cyber Insurance and the threat to your business here.

Connect with Benson Kearley IFG to learn more about Cyber and Social Engineering insurance.